WealthPillar · Guides
Guides for Ontario Business Owners and Families
Plain-language guides on corporate and personal life insurance planning: who should own a policy, what your shareholders' agreement says about insurance, and how to prepare for a review. Each guide is general education, written for owners in Brampton and across Ontario.
Can I get disability insurance if I pay myself in dividends?
How insurers count dividends for incorporated owners, what a new company can get, who should pay the premium, overhead expense cover and where critical illness fits. 2 November 2026
Should my corporation pay for my life insurance?
When an Ontario corporation can own and pay for a policy, when the premium becomes a taxable benefit to you, the business-loan exception, and which setup suits key person, buy-sell and family cover. 26 October 2026
Your shareholders' agreement: when did you last read the insurance clause?
What the insurance clause should say, the gaps owners find most often, and why year-end is a sensible time to check it against the policies you actually hold. 23 October 2026
Questions to ask when reading corporate policy terms
Turn unfamiliar policy wording into specific questions for your advisor, instead of treating a summary as the whole answer. 11 October 2026
Before choosing a product: prepare your corporate protection review
Start with an agenda, not a product shortlist: the business purpose, the arrangements already in place and the questions that need an explanation. 9 October 2026
Your life changed. Did your protection plan?
Marriage, children, a new home or a change in your business can each be a reason to revisit existing coverage and beneficiary details. 8 October 2026
Where to go next
Business owners can read about key person insurance, buy-sell insurance and corporate plans. Families can start with personal plans. Short answers to common questions are on the FAQ, and the cities we cover are on Areas We Serve.
Book a review or WhatsApp +1 942-667-7723
General education only. Not individualized insurance, financial, tax or legal advice. All coverage is subject to underwriting and the terms of the policy. WealthPillar is paid by insurer commission.